.... the year that you invest the money. Though the Roth IRA does bring some benefits such as you can retrieve your money without being penalized as long as you opened your account over five years prior to withdrawal and your are at least 59.5 years old at time of withdrawal. Some exceptions are death, disability or first time purchase of a home. There is also an Educational IRA which you can contribute a maximum of $500 per year per child. This obviously is only good enough for a college education if you plan to invest in other places. On the AOL site I used it had a page where you enter in your date of birth and how much money you wish to contribute. I entered in both DO ....

.... people. This theory also explains that the gods and goddesses controlled all of these happenings of nature. Examples of this type of myth are creation myths from different cultures. Creation myths explain how man was created and explain what the gods and goddesses used and what actions they took to create humans. These myths also tell what substances were used (if any) in order for man to exist. The existence of man is a natural event but creation myths give other explanations. The functional myth theory talks about how myths were used to teach morality and social behavior. It states that myths told about what types of things should and shouldn’t be done, and the co ....

.... of our race. Having never thought of the concept of “land ethics”, I realized that it is very likely that many other people have yet to know of it either. This is a present conservation problem which worries me more than I have ever thought a simple article could be able to do to me. As the author of this revelation piece, Aldo Leopold (1966), stated in his article, that we need to change our “human role from conqueror, to a member of the land community”. This is vital for the future existence of an Earth that is habitable and non-toxic. Many people claim that they have ethics in their work place, or in general life practices. I have yet, howev ....

.... then never need to call and view phreak files again. Topic 1: The Phone/Modem Since phreaking is impossible without a phone or modem you I will start with the most important and most complex part of phreaking. The Phone. Now, the phone is a device that transfer sounds as sound enters a receiver, is transfered to an amount of voltage, sent through the telephone lines and decodes back to sound. A modem is based on a universal language of sounds transfered through the modem. Modem stands for the work Modulator/Demodulator This is like receiveing and sending. Now, with most modems, before connecting, tones just are just the same as the to ....

.... to get rid of flies at the next family bar-b-que. Even though life in general would be easier and more enjoyable without insects that can be bothersome, it is not necessary to pollute the air, ground, food, and liquids that are used daily by the inhabitants of the planet Earth, nor is it necessary to give misleading information about the products being used to boost sales and get a higher profit. The government should make stricter laws on the labeling of goods that contain chemicals which could be potentially hazardous to one's health. First, "corporations are trying to mislead consumers into believing household pesticides are harmless," according to Marion Moses, M.D ....

.... of whether they have been labeled "dependent," "neglected," "status offender," "CHINS" (Children in Need of Supervision), or "emotionally disturbed." It was Wooden's impression that a "shell game" was being played with the labeling process, with dependent children, relabeled as "disturbed" or "hard to place" being shuttled off to private, often profit-making institutions in ever greater numbers. As a result: Instead of orphanages, we now have so-called "treatment centers"--a "growth industry" which feeds on unwanted children just as the nursing home business depends for its existence on large numbers of the unwanted elderly. And, as is the case with the elderly, th ....

.... of Planned Behaviors is far more complex than just making behavioral decisions. It involves a well defined relationship between the Expectancy Value Theory, Subjective Norms, and Self Efficacy. In order to properly establish this relationship it is necessary to supply some definitions of the previously mentioned terms. The Expectancy Value Theory plainly states that “for behaviors, our attitudes were a function of our beliefs that an outcome would occur, and an emotional evaluation of that outcome.” There is a mathematical advantage that applies your rating of certain factors and weighs the positives versus the negatives. The second term that applies to the ....

.... But no gardener was ever found. Still the "Believer" was not convinced. He gave the "Sceptic" many excuses as to why they couldn't see the gardener. The "Sceptic" told him that he was crazy because what started out as a simple assertion that there was a gardener, turned into "an imaginary gardener". This parable that Flew is using is clearly an analogy to the existence and belief of God. The garden represents God, "…invisible, intangible, insensible…". The "Sceptic" says there is no gardener, just as an atheist denies the existence God. The "Believer" says there is a gardener, like a theist telling everyone that God exists. The "Believer" tries to prove that t ....