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The Federal Deposit Insurance Corporation (FDIC) Beginning of Paper The Federal Deposit Insurance Corporation (FDIC) The Federal Deposit Insurance Corporation (FDIC) in an independent agency of the United States Congress that was created in 1933 in a section of the Federal Reserve Act. It’s main propose is to insure banks in the event of bank fail .... Middle of Paper .... Bank Insurance Fund for commercial banks, and the other, the Savings Association Insurance Funk for thrift institutions that were previously insured by the FSLIC. When an institution is closed by chartering authority, the FDIC makes payment of insured deposits to all of the failed institution’s depositors as soon as possible, usually on the next business day after the closing of the institution. The depositors who have funds in excess of the insurance limits receive the insured portion of their funds. They may also receive a portion of th .... 396 words | 2 pages Subscription Length Price Join 30 days membership (recurring) $19.95 90 days membership (recurring) $39.95 180 days membership (non-recurring) $69.95